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Lending with clear terms and written agreements

Bandaptai Solutions Agency provides loans in Kenya on terms that are explained before you sign: the amount, the total cost, the repayment dates and every applicable charge. Loans are subject to assessment, approval and a signed written agreement.

What we do

Straightforward loans, openly explained

Clear costs

The principal, the total charge and the total amount to repay are stated up front, in Kenya shillings.

How costs work

Written agreements

You receive the agreement and repayment schedule to read before you sign. Nothing is binding until it is signed.

The process

No hidden charges

Dispatch, disbursement and remittance details are disclosed in writing beforehand. We do not add undisclosed fees.

Our policy

How our loan terms work

Our stated policy is that interest and processing costs together total 30% of the principal loan amount. Your actual terms are always the ones in your written agreement, and they are subject to applicable Kenyan law.

Every agreement discloses the principal, the total cost of credit, the total repayment amount, the repayment schedule and all applicable fees before you accept.

Read the full loan information

Application, offer, agreement. These are three different things. An application is a request. An approved offer is our written proposal. Only a signed agreement binds either side. Completing a form or receiving a document does not mean a loan is approved. You cannot apply for a loan on this website.

Questions about our loan terms?

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